Hard Money Loans

Derrick Bridgett, Branch Manager at DB Mortgage Group a division of Canopy Mortgage

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dozens of lenders to find the mortgage that fits your goals — fast.

We match you to the right program from dozens of lenders — fast.

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, dedicated to helping families achieve their homeownership dreams with integrity, expertise, and personalized service.

Whether you are a first-time buyer or an experienced investor expanding your portfolio, you will get the guidance and loan solutions to make your goals a reality.

Ready to take the next step? Reach out for a free consultation and personalized rate quote.

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Services

Hard Money Financing

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Loan Programs & Services

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Fast funding for real estate investors

We'll review your project details and contact you within 24 hours.

Explore our range of mortgage solutions designed to fit every need.

Hard money loans with quick approval for real estate investors

Schedule a free consultation and find the perfect program.

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FHA Loans

FHA Loans Your Gateway to Homeownership

What Are FHA Loans?

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Achieve your dream of homeownership with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, making them perfect for first-time homebuyers.

FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers.

Get personalized FHA loan options fast.

FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people.

*Subject to AUS Approval

Down payment can come entirely from gift funds from family members.

FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type.

Let us help you navigate the FHA loan process and find the perfect home financing solution.

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VA Loans

VA Loans For Our Heroes

What Are VA Loans?

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Honor your service with VA home loans designed for veterans, active military, and eligible spouses. $0 down payment, no PMI, and competitive rates to help you secure the home you have earned.

VA loans are a benefit earned through military service, backed by the Department of Veterans Affairs. These mortgages offer unmatched advantages for veterans, active-duty service members, and eligible surviving spouses, making homeownership more accessible and affordable.

Honor your service with the benefits you earned.

Must have completed required training and meet other service requirements.

Let us help you take advantage of the VA loan benefits you have earned through your service.

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Conventional Loans

Conventional Loans The Flexible Choice

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The most popular home financing option in America. Flexible terms, competitive rates, and the traditional mortgage solution trusted by millions of borrowers.

Conventional loans are traditional mortgages not backed by government agencies like FHA, VA, or USDA. They offer the most flexibility and are ideal for borrowers with good credit and stable income. As the backbone of American home financing, they represent over 75% of all mortgage originations.

Traditional financing with flexible terms.

Lower DTI ratios typically qualify for better interest rates and terms.

Explore your conventional loan options and find the perfect financing solution.

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USDA Loans

USDA Loans Zero Down Payment Rural Home Loans

USDA Loan Benefits

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Get 100% financing in eligible rural and suburban areas. USDA loans offer zero down payment, low mortgage insurance rates, and flexible credit requirements for moderate-income homebuyers.

See if your area qualifies for zero-down financing.

Must be in a USDA-designated rural or suburban area. Many areas just outside major cities qualify.

Find out if your dream home is in a USDA-eligible area.

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Jumbo Loans

Jumbo Loans For Luxury Properties

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Specialized portfolio lending for luxury properties. Five distinct jumbo programs designed for unique borrower profiles, from first-time buyers to experienced investors.

Jumbo loans, also known as non-conforming loans, are mortgages that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA). These loans are designed for financing luxury properties and homes in highly competitive real estate markets.

Specialized financing for luxury properties.

Any loan exceeding these limits requires jumbo financing.

Let our specialists analyze your profile and recommend the best jumbo program.

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Hard Money Loans

Fast Hard Money Loans for Real Estate Investors

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Get quick funding for fix-and-flips, rental properties, bridge loans, and other real estate investment opportunities.

We offer hard money loan solutions for investors who need speed, flexibility, and common-sense underwriting. Whether you are purchasing, renovating, refinancing, or bridging to permanent financing, we can help you explore options tailored to your project.

Complete the form below to discuss your deal and see if you qualify.

Thank you! We'll review your deal and be in touch shortly.

By submitting, you agree to be contacted about your hard money loan inquiry.

Hard money lending designed for real estate investors who value speed and flexibility.

Don't let financing delays cost you the perfect opportunity. Get pre-qualified for hard money lending today.

Fast, transparent mortgage services tailored to your goals.

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Commercial Loans

Fast Commercial Loans for Real Estate Investors

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Why Choose Our Commercial Loans

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Get quick funding for fix-and-flips, rental properties, bridge loans, retail, land, office, special use and other real estate investment opportunities.

We offer commercial loan solutions for investors who need speed, flexibility, and common-sense underwriting. Whether you are purchasing, renovating, refinancing, or bridging to permanent financing, we can help you explore options tailored to your project.

Complete the form below to discuss your deal and see if you qualify.

Thank you for your submission. We'll review your project and get back to you within 24 hours.

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Describe the property, deal type, funding needed, timeline, and any rehab plans.

By submitting, you agree to be contacted about your loan request.

Built by investors, for investors. We understand the unique challenges of commercial real estate.

Don't let financing delays cost you the perfect property. Get in touch today.

Fast, transparent mortgage services tailored to your goals.

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Hard Money Loans | Derrick Bridgett | DB Mortgage Group a division of Canopy Mortgage